Whether it be due to retirement or just simply having more time over 65 year old are the most common people to travel however many find it difficult to find reasonable travel insurance as over 65s are often penalised and some travel insurance companies will simply refuse to insure someone over the age of 65.
Because of this increase in cost it is becoming g more and more difficult to find those that are over 65 a low cost holiday insurance package. Many travel insurance companies will state this is due to the pr existing health problems with people in this age bracket.
If a person is more likely to claim on their travel insurance policy then the insurance companies will increase their premiums to cover this cost or sometimes just refuse to cover someone at all which can be both frustrating and inconvenient.
If you are looking for holiday insurance and fit into the over 65 age range then it is important to be as honest as possible with your travel insurance company. If you receive cover and have not been honest about pre existing illnesses then you may find your self in a situation where you are not covered
You may think that by the age of 65 you should be able to look forward to as many holidays and trips abroad as you possible can, finding suitable insurance really can be a daunting task and unfortunately as your age grows so does your travel insurance premiums.
However all is not lost, although it may be more difficult there are companies that can provide you with the holiday insurance and peace of mind that travel insurance can offer you, it may just take a little longer to find it.
Having adequate holiday insurance is extremely important no matter what age you are and is not something that should be over looked. The best place to start when looking for travel insurance is over the internet. Using online forms means that you can fill out and compare prices in the comfort of your own home.
Once you have found a package that suits you and your fellow traveller you will be able to enjoy your holiday knowing that every event is covered. Once you have found a company that suits you and provides you with help and support you will also know that you can use the same company time and time again so you will not be dreading your next vacation.
If you find your self struggling to find travel insurance for your age group ask friends and family for recommendations its is possible they have recently taken a trip themselves and can give you details of the insurance company they used.